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Josiah Hincks Solicitors have expert solicitors who can assist with claims against Banks for the misselling of interest rate hedging products. These are sometimes known as rate swaps, hedging products, interest rate protection.

Our solicitors have unique experience in dealing with all aspects of IRHP claims including:

  • FOS/Ombudsman Adjudication process
  • FCA Review into past business sales
  • Litigation

For more information about of services, visit our dedicated site and see our blog posts:


Josiah Hincks Solicitors have detailed knowledge of all IRHP products such as Cap and Collar/Cap and Floor, Swaps (Vanilla Swaps), Straight Caps etc. We are currently acting in claims against all the Banks including HSBC, Barclays, Lloyds, Santander and of course RBS/Natwest.

As at June 2014, we have had over £2 million paid out to clients and not all under the FCA Review.

We can assist you with:

  • Appealing a FOS decision
  • Appealing the Bank’s Decision under the FCA
  • Litigating the matter in Court

We can help prepare consequential loss claims for assessment under the review. However, it seems inevitable that any business with a sizeable consequential loss claim will need to take forceful legal action and that action needs to be taken quickly.

We have significant commercial litigation experience in the Commercial Court, Mercantile Court and Queens Bench Division, where most of the IRHP cases are litigated.

We would be delighted to consider taking on a case outside of the FCA Review on a funding arrangement, such as a no win no fee agreement or a damages based agreement, subject to initial review and prospects of success.

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